Stripe International & Currency Conversion Fees (2026)
Stripe's standard US rate applies to domestic cards, but international cards and currency conversion add fees. Below is what to expect.
2026 cost breakdown
| Item | 2026 value | Note |
|---|---|---|
| Standard US card rate | 2.9% | 2.9% + $0.30 |
| Domestic fixed fee | $0.30 | Per transaction |
| International cards | extra surcharge | Added % on the card rate |
Frequently asked questions
Does Stripe charge more for foreign cards?
Yes. Cards issued outside your country incur an additional percentage on top of the standard processing rate.
Is currency conversion a separate fee?
Yes. If a payment is in a currency other than your account currency, Stripe applies a conversion charge.
Should I block international customers?
Usually not. Factor the extra fee into pricing for overseas customers rather than losing those sales.
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