How Much Does Shopify Really Cost in 2026?
Shopify's advertised price is only part of the story. On top of your monthly plan you also pay a payment processing fee on every order unless you use a third-party gateway (which adds a surcharge).
Below are the verified 2026 numbers so you can see your real all-in cost before you sign up.
2026 cost breakdown
| Item | 2026 value | Note |
|---|---|---|
| Plan basic monthly | $39.00 | |
| Plan monthly | $105.00 | |
| Payments online rate basic | 2.9% | |
| Payments online fixed | $0.30 |
Frequently asked questions
What is the cheapest Shopify plan in 2026?
The Basic plan starts at $39/month and includes Shopify Payments online card processing at 2.9% + $0.30 per transaction.
Are there fees beyond the monthly plan?
Yes. You pay card processing on each order, and paid apps or themes add cost. Using a third-party payment gateway instead of Shopify Payments adds a 2% / 1% / 0.6% surcharge depending on your plan.
Do I need Shopify Payments?
It is the default and usually the lowest-friction option. If you use another gateway you avoid the card rate but pay an additional percentage on each order.
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