PayPal Goods and Services Fee in 2026 (Seller Rate)
When you receive a payment for goods and services in the US, PayPal charges a percentage plus a fixed fee. Below is the verified 2026 rate.
2026 cost breakdown
| Item | 2026 value | Note |
|---|---|---|
| US online seller rate | 3.49% | Per transaction |
| Fixed fee per transaction | $0.49 | US payments |
| Example fee on $100 | $3.98 | 3.49% + $0.49 |
Frequently asked questions
What is the PayPal goods and services fee?
For US sellers receiving online payments it is 3.49% of the transaction plus a fixed $0.49.
Who pays the fee, buyer or seller?
The seller receiving the payment pays the fee; it is deducted before the money reaches them.
Is there an extra cost for international sales?
Yes, cross-border payments and currency conversion add additional fees on top of the standard rate.
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