Enter an invoice and see the PayPal percentage, fixed fee and international surcharge line by line — plus what you actually receive and the exact price to charge. U.S. rates, verified September 2026.
Uses the selected payment type & location so you pass the full PayPal cost to the buyer.
| Payment type | Rate |
|---|---|
| PayPal Checkout / Guest Checkout / Venmo | 3.49% + fixed fee |
| Standard credit & debit card payments | 2.99% + fixed fee |
| Send/Receive money for Goods & Services | 2.99% |
| QR code transactions | 2.29% + fixed fee |
| Pay Later options | 4.99% + fixed fee |
| International commercial (extra) | +1.50% |
| Micropayments for digital goods | ~5% + $0.05 fixed |
Fixed fee for receiving U.S. dollars is $0.49 for standard commercial transactions ($0.05 for micropayments). Source: PayPal U.S. Merchant Fees, verified September 2026.
For U.S. accounts, Checkout, Venmo and most commercial payments cost 3.49% + a $0.49 fixed fee.
Yes, an additional 1.50% when the sender is in a different market.
2.99% for U.S. transactions.
About 5% + $0.05 for eligible digital goods, often cheaper than standard on tiny amounts.
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